RealTorchThe 15 Functions › Estimating

Function 05 of 15

Estimating

Estimating determines what a home should cost before anyone can decide what it should sell for. Everything financial downstream inherits its errors.

Estimating is the bridge between product development and construction. It produces the anticipated cost of each home, which pricing turns into a sale price, accounting measures actuals against, and purchasing buys to. An estimate that is wrong doesn't stay an estimating problem — it becomes a margin problem two quarters later, when nobody is looking at the estimate anymore.

The knowledge base grades estimates on four characteristics, COAT: Complete, Organized, Accurate and Timely. Organized carries more weight than builders expect — an estimate whose cost codes don't match the accounting chart cannot be checked against reality, so variance analysis quietly stops happening and the same error repeats on every home.

COAT

Complete, Organized, Accurate, Timely. An estimate that arrives after the decision was made scores zero on the last one.

Codes must match

If estimating and accounting don't share a chart, no one can ever tell you where you lost the money.

Variance is the product

The estimate's real output is the comparison to actuals. Without it you have a guess with a spreadsheet.

History beats intuition

Your last six homes are better data than any regional cost book — if the codes were clean.

Atlas in action

A rebuilt estimate, and the reason gross margin has been drifting for two years.

atlas.realtorch.ai
PDFPlan_Sets_Bellamy.pdfXLSCurrent_Bids_Q3.xlsxXLSJob_Costs_Last_6.xlsx
Rebuild the Bellamy estimate from the current plan sets and this quarter's bids, then tell me why our actuals keep coming in over on foundations.
Atlas

Cost code 03 has been carrying $17,800 of sitework since 2024.

The rebuilt estimate comes to $408,200, up $12,400 from the version in use. But the foundation overrun isn't a foundation problem: on all six recent homes, lot clearing and rough grading were invoiced against code 03 while the estimate carries them in code 02. Foundations look 14% over on every home and sitework looks under on every home — the two errors have been cancelling in the total, which is why nobody caught it in the margin report.

XLSBellamy_Estimate_Rebuilt.xlsx6 homes checked
Cost codeIn useRebuiltΔ
02 · Sitework & grading$21,400$39,200+$17,800 — miscoded
03 · Concrete & foundation$81,600$63,800−$17,800
06 · Framing & lumber$138,900$146,300+$7,400 current bid
09 · Drywall & finishes$52,700$54,900+$2,200
15 · Mechanical$46,800$49,600+$2,800
Estimate total$395,800$408,200+$12,400
IMGVariance_by_code.pnglast 6 homes
Estimate vs actual, last 6 homes
03 Foundation
+14.2%
02 Sitework
−11.6%
06 Framing
+3.1%
All other codes
±1.4%

Composite example. Two offsetting errors that net to nearly zero are the ones that survive longest — they never show up in a total.

The estimate is only as useful as the codes underneath it

Atlas reads your plan sets, your live bids and your job cost history at once, which is what it takes to catch an error that has been hiding inside a correct-looking total.

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